Social Security Disability benefits can help people who have a debilitating medical condition and cannot work. Applying for Social Security Disability (SSD) benefits can be difficult for many people. The application process is often frustrating, especially when a claim is denied.
If you require medical coverage and other benefits, it is important to understand why SSD claims are denied and what steps to take to receive benefits. Here is what you should know:
Common causes of SSD claim denials
There are many common reasons an SSD claim would be denied, including the following:
- Lacking medical evidence: Documentation of your medical condition is essential for a successful SSD claim. Your SSD claim needs proof that your medical condition prevents you from working. Missing or outdated medical evidence can lead to a denied claim.
- Failure to follow prescribed treatment: Your doctor may have prescribed you a treatment for your medical condition, such as medication, surgery or physical therapy. The Social Security Administration (SSA) may deny your application if you do not follow the treatment plan.
- High income: SSD benefits are typically only available to people who meet the income limit. Exceeding this income limit can prevent you from receiving benefits.
Sometimes an SSD claim is denied because of a simple mistake. It is important to understand why your claim was denied to take the next steps.
Appealing an SSD claim denial
If your SSD claim is denied, you may be allowed to file an appeal. This appeal could challenge the SSA’s decision by providing new medical evidence or correcting a previous mistake. You typically have 60 days from the date you received a denial letter to file your appeal. You may need to seek professional legal guidance to help you appeal an SSD claim denial.