If you are among the many applicants whose initial Social Security Disability (SSD) claim has been denied, don’t despair. Denials are commonplace, but they are not final. You have the right to challenge the decision.
However, you don’t have unlimited time to act. The appeals process comes with strict deadlines, and missing them could mean starting the process all over again.
The 60-day rule
Once you receive a denial letter from the Social Security Administration (SSA), you have 60 days to file an appeal. The clock starts ticking from the date you receive the notice, not when it was sent. The SSA assumes you received it five days after the mailing unless you can prove you got it later.
What if you miss the deadline?
If you don’t appeal within this timeframe, your case will be considered closed. It would mean starting a brand-new application, which could significantly delay your benefits.
That said, you can request an extension of the 60-day window. The SSA may grant more time if you have a valid reason for missing the deadline, but you must provide a written explanation. Maybe you were in the hospital or dealing with a personal emergency. There are no guarantees, however, so it’s always best to file on time.
Take informed action to protect your benefits
If you plan to appeal a denied claim, don’t wait until the last minute. Gather all necessary documents, review your denial letter carefully and submit your appeal as soon as possible. Ensure the SSA has your most up-to-date contact information. You do not want to miss important notices due to an outdated address or phone number.
Seeking legal guidance to navigate the complex appeals process is equally worthwhile. It can help you avoid mistakes, strengthen your case and improve your chances of success.