It’s common for Social Security Disability Insurance (SSDI) claims to be denied initially. Often, applicants must go through the appeals process. An approval is still possible, so an initial denial doesn’t mean benefits will never be paid. However, it’s important to understand why the denial happened and what steps to take next.
Every case is unique and considered on its own merits, so there are many reasons why a claim may be denied. Here are three common examples:
1. Your employment history disqualifies you
The Social Security Administration (SSA) requires evidence of both your disability and your employment history. If you haven’t worked recently enough or for a sufficient length of time, you may not qualify for benefits. Even if your disability prevents you from working, you must have earned enough work credits to be eligible for SSDI.
2. There are issues with the paperwork
In some cases, denials occur because of problems with the paperwork. Perhaps you didn’t file the correct forms, or the forms were incomplete. The SSA may simply need additional information before they can approve your claim.
3. You didn’t include enough medical evidence
The SSA needs more than your personal statement about your medical condition. They require substantial medical evidence showing that your condition is real, prevents you from working and is expected to last at least 12 months. This may include documentation from medical professionals, statements about the severity of your condition, and explanations of why you are unable to return to work.
If your SSDI claim is denied, don’t lose hope. Take the time to understand the reasons for the denial and explore all the legal steps necessary to move forward.