In many cases, if an application for SSDI benefits is denied by the Social Security Administration (SSA), it’s for a medical reason. The SSA has done an evaluation and they may have determined that the individual doesn’t meet the definition of disability. Maybe the medical evidence doesn’t back up their claims, for instance, or perhaps the issue isn’t expected to last for 12 months or more.
But there are other cases in which a denial will be made for non-medical reasons. These are often referred to as a technical denial. It means that there is another issue with the case and the SSA isn’t going to continue evaluating the claim. They may not have even considered the medical evidence yet, but the denial is being made on other grounds.
What are some examples?
In some cases, applications can be denied or delayed due to paperwork errors. But, in many cases, a technical denial means that the individual does not qualify based on their income and assets. The SSA may determine that the person has too much wealth to qualify for the benefits, even if that person is disabled and unable to return to work.
But even a technical denial could be a mistake by the SSA. For instance, maybe you have some exempt assets, such as business assets or a family home. If the SSA did not apply the exemptions properly, this could bump your total assets up over the limit. This is why you may need to appeal the decision to demonstrate that you should qualify for SSDI benefits.
You can see how complicated this situation may become. Take the time to carefully look into all of your legal options.