Social Security Disability Insurance (SSD) can help you provide for yourself and your loved ones after working long enough, paying Social Security taxes. However, applying for these benefits can be challenging because the process can be complex. But being informed can help you.
Here are three things to keep in mind:
1. Documents are crucial
When applying for SSD benefits, you should have all the needed documents to get it right the first time. Examples of documents you to provide include:
- Birth certificate or proof of birth
- Proof of U.S. citizenship
- U.S. military discharge paper(s) for those who had military service before 1968
- Tax returns
- Medical information
- Proof of permanent or temporary workers’ compensation received
If you provide the correct documents, you can increase your chances of approval and avoid delays related to sending additional documents.
2. You need your doctor
Your doctor(s) has all the relevant information about your disability. They have records for treatment and can provide in-depth details about it. They can also help you complete some forms, as they may have helped other patients. Thus, it will help to inform them about your application to make your work more manageable.
Further, Social Security Administration (SSA) investigators may want to discuss your application with your doctor. Thus, it helps if they know about it beforehand.
3. Make peace with a denial
Of course, you want your SSD application to be approved. However, it may also be denied. Thus, you should make peace with this fact and understand that you can appeal the decision. Do not be worried about a denial. In fact, being stressed and overthinking can affect your first application.
You should be well-informed when applying for SSD benefits. It will also be best to get legal guidance to make informed decisions.